Living Abroad

Taxes (Encore!)

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This was the year I finally found my rhythm filing in two countries.  I did my US business taxes in March, my US personal taxes in April (though I needed some French income estimates to complete them), my French business taxes in May, and my French personal taxes right before June.  Yes, Americans, from the country ostensibly founded on a tax revolt, always get to file taxes, no matter where they live in the world.

Everyone has different strategies and situations and how much you actually pay in taxes is down to how well-constructed those strategies are.  What I have been reminding people in previous articles over the years (here and here) is that the moment you pass 183 days in a calendar year of living in France, you transform from being a regular resident to a fiscal resident, and as such, are required to file taxes, even if you are here on a visitor visa and have earned no French income.  As I often say, the French love documentation and paperwork and the Ministry of Finance doesn’t share records with OFII in this regard and even if they did, they wouldn’t care.  They want their own proof of your fiscal liabilities (or lack thereof) during your stay here.

If you aren’t an accountant who speaks French and also knows French accounting law, I would strongly advise against self-filing.  If you need the recommendation of someone reliable, my accountant has been filing for me since my first fiscal year in Paris and now handles my file that includes French income and tax liability.

I’ve also found new French business accountants, who have been a dream to work with and delivered the kind of customer service that I had hoped for when I signed up with the last firm I used (who I have severed ties with).

I often hear from people who mention in their emails that “no one ever told me about this” and while I fully understand that sentiment, as I had to be told about this issue myself, you can’t have that attitude when emigrating to a new country, or even staying there just a few years.  Do not wait “to be told” about anything.  You are not a customer in a store.  You are a visitor and/or future possible citizen.  Read everything you can and continuously educate yourself.

Further, be assured that as cryptocurrency begins making greater inroads and banks continue to become more rigorous in their compliance, that taxes will follow you, wherever you might be domiciled.  You won’t get to skate out of a tax system simply because you aren’t living in your country of nationality and/or because you’re a legal resident of a country in which you’re a foreigner.  Be proactive.  It will go a long way to preventing unpleasant messages in long white envelopes from either the IRS or the Ministry of Finance.

Osteo & Chiro

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“We’re not covered by the French insurance system.”

I was only slightly surprised when my osteopath said this to me at the end of our visit.  As someone who has spent most of his life outside of a single-payer healthcare system, and has confessed that he only goes to the doctor occasionally, I expect to always pay a little something when I have medical needs in France.

Part of my lower spine had been troubling me for several weeks and my exercise regimen wasn’t helping it to heal – but stopping exercise, even for just a couple weeks, was not an option I was willing to consider.  In a past life, upon feeling this way, I would have immediately gone to my chiropractor in the US.  Those visits were covered by my US insurance of the time.  But I never had insurance in a post-Obamacare America.  I left the US in 2013, before the changes to the insurance system began, and as such, have no idea whether chiropractic care is still covered in the way it might have ben back then.  But whatever might be the policies of the US insurance companies, it seemed that chiropractors really didn’t have a presence in France in general, and in Paris in particular, and so I made an appointment with “the next best thing,” an osteopath.

What’s the difference?

The osteopath who saw me took a few minutes to quickly parse the two disciplines.  “It’s a vast oversimplification, but you might say that chiros are more exclusively spinally focused, whereas in addition to the spine we are concerned with respiratory and digestive issues.  We also won’t see our patients as frequently.”  She went on to tell me that the founder of chiropractic was actually a student of the founder of osteopathy for a short 6 weeks.  However divergent their paths are now, both disciplines are a reaction to “traditional” treatments of the time in which they were invented, at the end of the 1800s.

In the end, because of my travel schedule last month, I double-dipped.  The osteopath I saw in Paris made some helpful adjustments just 2 days before a trip I made stateside, and while I was in America I had 4 adjustments over a 2 week period with a chiropractor, including some time on a traction table.  On all these visits on both sides of the Atlantic I paid cash (70€ for my French visit, and $50USD for each of my American visits), as I have no US insurance, and as I said, French insurance does not cover osteopathy.  But, some mutuelle plans do.  Would I finally be motivated to get one of those “top up” plans that the French are so attached to?  Not yet.  But seeing both the osteo and chiro helped tremendously, and my back feels a lot better now.  I also managed to learn more about a field I didn’t know about and what the French system will pay for.  So, the pain was worth it, if only to remind me to be grateful that I live in a country in which I can easily see a doctor when I have a problem, and not pay an exorbitant amount.

Gas Pains

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“Do you want an electric stove, a gas one, or a hybrid?”

My (new) landlady asked me this question over the telephone as we were negotiating deal points on the new lease.  We had found the current stove to be not-functional.  I paused for a moment.  I had really grown to love cooking on gas ranges in my then-current apartment, but I had also never had to set up gas for the first time in France.  While I always welcome new opportunities to learn about life in my adopted country, moving had its own headaches and my stoicism failed me for a moment.  She sensed my hesitation, “I don’t think it’s had gas for a while, but I can understand if you want it.”  There really wasn’t a difference in the price points of the new stoves she was planning to buy for me.  After a bit of hesitation, I hedged: “Let’s go with a hybrid.”  In this case that meant that one of the 4 ranges, as well as the oven, was electric, but the remaining 3 ranges were gas powered.  That was the easiest part of the process.

The detective work begins

In France a copy of your EDF (it technically stands for “Electricity de France” but may or may not actually be from EDF – more on that later) is an integral part of your bureaucratic life.  You can use it to prove residence and can use it for something as complicated as a citizenship dossier to something as (seemingly) simple as changing your address with your bank (more on that in a future article).  On the left hand side of an EDF bill (I’ve never used another provider) towards the bottom you’ll see something called, “Point de livraison” (PDL for short).  This is a 14 digit number that tells EDF exactly where your domicile is (and hence where their staff need to travel to).  Since almost everyone has to have electricity (not everyone has Tesla solar panels and power walls installed yet!) this is usually not difficult to obtain.  In the overwhelming majority of cases, your landlord/landlady (proprietaire en Francais) will have an old bill and can give you the PDL.  In the minority of cases where it’s not readily available, if you have at least the last name of the previous tenant, or even the last dates they were there, plus the street address, that should be enough.

But I didn’t have any problem setting up electricity.  I was trying to set up gas service, and for that I needed a 10 digit PCE (Point de comptage).  There had not been gas service since 2009 at this location and I had failed to note that while there was a “gas pipe” coming into the kitchen it didn’t look anything like the gas hookup I had at my then-current apartment.  Oh well, they would take care of that (I thought).  With gas last being used in the place before my current landlady owned the apartment, it was off to GrDF to try to find out the PCE.

Deregulated utilities

Now, let me explain.  GrDF (Gaz Reseau Distribution France) does not actually provide you with gas.  They are simply responsible for the infrastructure that delivers the gas to your provider.  If gas goes out in a neighborhood they are the ones who will fix it.  The minute the gas enters your house it is the concern of the “fournisseur,” or provider of the gas.  As with electricity, the market is very deregulated (the irony of the socialist country having many options for utilities whereas the US, which touts itself as very market-based, often has only 1 or 2 choices – if any – for utilities) and you can choose lots of providers.  I wanted to keep my life simple, so after we found out where the PCE was (about 15 minutes of questioning and digging) we ordered gas service, even as the lady tried to talk me into buying a bottle that I could manually attach and get refilled.  EDF serves as both the infrastructure provider and as a “fournisseur.” Hence, I opted for simplicity and made EDF the provider for both electricity and gas, not bothering to shop around because I felt my time could be better spent than comparing costs per kilowatt hour, and variable vs flat billing.

About 10 days later, I met someone from EDF at an appointed time who had a meter with him ready to install, but he looked at me blankly when I showed him where to install it.  “But, this isn’t right,” he sputtered.  After he spoke really quickly, with hand gestures, I asked him to slow down his French and perhaps assist me with a drawing.  He went on to explain that the meter had an input valve and an output valve and it was configured a very specific way, and that I could hire a plumber who was certified to install and/or work on gas pipes and he could help further.

Armed with the drawing, we had a handyman install the necessary pipes and reschedule a visit for the meter installation another 10 days later.  In the meantime, I was grateful for the decision to go hybrid, as in the absence of the working gas ranges, the electric range was doing all the duty for cooking.  This time the meter man came and installed the meter (you can see the picture, though I did go on to paint the pipes a few weeks later) and a short time later, the first gas flames were firing in the apartment.

One more thing, of course

Given that it had been a number of years since gas had been installed in the apartment, for safety reasons the city of Paris demands that the installation be certified, and about 6 weeks after the meter was installed and working, a functionary came by, examined the installation, gave it a score, and left.  I “passed.”  All in all, it took nearly 10 weeks to get working gas in the house for one single appliance (the rest of the appliances in the house are electric) but as someone who enjoys cooking very much, and on gas particularly so, the hassle was worth it, and hopefully, a lesson learned for you all as well: if you’re going to be installing gas for the first time in a while in your apartment, be prepared for some pains.

I want to take a moment to thank in particular my friend Jenny, who helped during a particularly painful appointment process one afternoon when we were shuttled by telephone between GrDF and EDF as each tried to pass the buck to the other as to who would make the appointment for the meter installation.  It took one hour in total and culminated with the “French blowout” of frustration as Jenny let one of the “it’s not my probleme” clerks have a piece of her (French) mind.  The French are not known to be patient in general, even less so with utilities, so I appreciated the help as I didn’t have the technical vocabulary to navigate between the two agencies.  Yet another reason it pays to have French friends?  To help you with your French problems. 🙂

No-frills train travel: a new trend

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What if I told you that train companies were using principles pioneered by RyanAir and EasyJet and applying them to the convenience and speed of train travel?  If you love train travel as much as I do, you might be as excited as I was when I first found out about them.  Thankfully, I’m still excited about them, because they are generally great services that I’ve used multiple times over the last 4 years.

iDTGV

Back in 2004 SNCF created a program called iDTGV focused on budget travel to and from Paris.  The idea was simple: why not sell budget fares, only available via online ticketing, on older trains that can be towed behind undersold TGV trains that have to run anyway?  This would mean that underperforming routes could be subsidized and a new line of revenue would be created.  The service would have a stricter luggage provision and wouldn’t have onboard conductors (though there would still be a food carriage).  Instead, the tickets (and luggage) would be checked outside before boarding.  iDTGVs continue to be part of the ticketing mix offered by SNCF.

Ouigo

In 2013 SNCF, partially due to the pressure of the ultra-low-cost air carriers on rail passenger numbers, iterated further on iDTGV and came up with Ouigo.  There are is a “Oui” bus service called Ouibus (pronounced wee-boose), which are directly competing with Flixbus (fleex-boose) – comfortable seats, free internet, electrical outlets at each seat, and rock bottom pricing.  But I want to focus on Ouigo trains this time and may tell you more about the great bus lines in another article.

Ouigo trains offer amazing pricing: two of my friends took a Ouigo from Paris to Bordeaux this summer and paid 30€ each for the 2 hour trip – that line has recently been upgraded to shave 90 minutes off what used to be a 3.5 hour trip to the heart of the Atlantic coastal wine country.  Ouigo also runs to Montpellier, Lyon, Nantes, Lille, Rennes, and, of course, Paris.

So…what’s the catch?  There are several.
  • Tickets can only be bought online through the Ouigo site or at my personal favorite, Trainline (the French startup formerly known as Captain Train).  Tickets must be printed out or presented using a mobile app.  Not having your ticket printed can lead to you having to pay more before boarding.
  • Like iDTGV, your luggage is restricted, but even more so.  You are allowed one piece of hand luggage and additional pieces cost extra.
  • You won’t be using the “main” Paris stations.  Ouigo trains coming to Paris stop at CDG, Marne-la-Vallée (Disneyland), or Massy (in the dreaded suburbs).  This strategy means SNCF doesn’t cannibalize the revenue of the business traveler, who is quite happy to pay less to travel the same route if you make it easy, but if you tell him/her that the departures are from the three above stations, which vary from 45-90 minutes away from the center of Paris by RER, they will almost always pass.  Tell budget travelers the same thing (like saying you need to spend 70 minutes on a shuttle to get to Beauvais or that on Ouigo they will be arriving at Saint-Exupéry when they go to Lyon) and not only will they jump at the low fare, they might elbow you out of the way to ensure they get it before the tickets sell out.  The business reason is that SNCF has to pay less for trains departing from “budget” stations than from the main ones, which are the same questions that airlines face when choosing which airport to use and whether to use gates instead of stairs, etc.
How does SNCF limit costs with Ouigo?
  • As alluded to above, the fees it pays to the company that runs the stations, SNCF Reseau, are less for the “budget” stations.
  • Like iDTGV, there aren’t “conductors,” who are the single highest-paid staff on the trains for SNCF, but rather a team that is tasked with doing multiple things, from cleaning, to addressing customer issues, security, etc.
  • There is no food carriage.
  • There is no customer service phone number or email address.  You can only address complaints or questions using the website.
  • Ouigo trains are run up to 13 hours a day, almost double the standard 7 for most TGV trains.  They can run on their own or be simply added on to an existing TGV service, so SNCF can leverage the assets as best needed.

Ouigo has sold over 5 million tickets since inception, 80% of which sold for 35 euros or less.

Thayls, which most of us associate with The Netherlands, is actually a subsidiary of SNCF, and unsurprisingly, with Ouigo’s success, a version has popped up called IZY (A French speaker would pronounce those letters as “easy” which is the branding play hoped for, but an English speaker might understandably ask, “What’s an Izzy?”).

IZY

IZY one-ups iDTGV and Ouigo by offering rock bottom pricing – as low as 10 euros, and offers an outside-of-France option: Brussels.  The first time I took IZY I saw 18 IZY carriages hitched up to 6 Thayls ones.  Now, keep in mind that a regular Thayls fare to the Netherlands (Rotterdam, Schipol, or Centraal) averages between 90-150 euros, so a journey that takes half that time (and half the distance) at 10 euros is quite a deal.  Those fares sell out quickly as they are “standing” tickets, as do the 19€ “sit in the unheated/uncooled hallway of the carriage” fares, but even the 29 and 39 euro fares sell pretty quickly.  A nice aspect to this budget service is that if you do buy the 10€ “standing” fare, and there are seats available when the train departs, the staff will invite you to have a seat (I got “upgraded” from the 19€ fare I paid in that manner the last time I took an IZY).

* * *

There are whispers of more continent-wide programs similar to what Ouigo and Izy are pioneering.  This can only be good news for travelers who will get more options, and less-expensive ones, to satisfy their wanderlust.  The first “big” play in trains, continentally, will come when Eurostar finally launches their London-Amsterdam line, which was supposed to launch December 2016, but is currently slated for Easter 2018.  To be fair, it is Eurostar’s most ambitious project, and requires coordination and cooperation with the train companies in 4 different countries.  The train will take around 4 hours from city center to city center, and that makes it, like the Paris-London Eurostar, faster than flying, which will necessarily cause airfares to drop between those destinations.

That said, traveling to the Low Countries these days presents the traveler with a bit of an oddity: security screening.  With the terrorist shadow we have lived with the past three years, the trains are expected to do “something” except that train passengers are used to not being screened.  So what ends up happening on outbound services is a very long line in which people walk through metal detectors, set them off, and get waved through anyway (like what happens around 16h00 every day at the Louvre and Orsay, when the staff have decided they’ve done enough work for the day) and bags are put through a screening process that sometimes features no one monitoring bags.  They are moving too quickly to truly catch anything, and I can only hope that something doesn’t happen on one of the trains because skipping the hassles of air travel is one of the great pleasures of rail travel.

Those pleasures await you on these innovative (and inexpensive) services.

Photo by Stefan Kunze on Unsplash

Changing your address

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Most Americans are used to being able to go online and for the cost of $1 (USPS says this is for identity verification) and the time it takes you to fill out the necessary online form you can change your address for 12 months for no additional charge.  I’m sure you can guess, the French have no reason to make it that easy for you.

Prepare the documentation

You need to bring:

  • Mail from the old address
  • Proof of your new address (a lease or QDL would be fine)
  • Money – a full year of forwarding costs 26,50€, 6 months about half that (you can pay cash or CB).
  • ID – passport or CDS is fine

When you arrive you will also need to fill out a form recapitulating all the above information.  After you hand them everything and pay, you’re done.  The process took about 5 minutes from start to finish and it only took that long because I took 2 minutes to fill out that form.  They recommend that you come at least 5 days before you want the forwarding to begin.

This visit was occasioned by my old concierge in the 17th telling me that she was leaving France and as such would no longer hold my mail and packages still going to that address for my monthly pickup and nostalgia coffee in my old haunts in the 17th.  I’ve lived in the 2nd for 3 years now so that tells you how long she’s been doing this great service for me (and getting treats for doing so!).  My concierge in the 2nd was aloof for my first year in the building but we’ve become fast friends as I’ve passed on to her old luggage I no longer wanted.  Oh well, all things have to go at some point, and it was nice to learn about this rather simple piece of administrivia.

 

Getting my Carte Vitale and going to the doctor…finally

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It felt futile. I knew the French didn’t operate this way, but I was feeling worn out and was reverting to American habits.  I was writing, in French, on a post-it note, the following message:

“I am very happy to send another yet another check to cover my health insurance charges, but I still have not received my Carte Vitale.”

I knew as I sealed the envelope that some French functionary processing my cheque would see this note, laugh scornfully, then peel it off and place it delicately into the circular file.

So you can imagine my surprise when, one week later, I received a letter in the mail letting me know the only thing missing to process my Carte Vitale was a photo and my signature, after I had verified some information they had on me.  It is one of those times I was quite happy to be wrong.

This was the only part of my paperwork processing that had gone sideways as I left visitor status and transitioned into my profession liberale life.  But, since I’m not a frequenter of doctors anyway, it simply remained a slight irritation.  When four months had passed without any sign of my Carte Vitale, I made a copy of my translated birth certificate, as well as a copy of the original, and sent it to RSI with a pleasant cover letter.  No reply.  Another four months passed.  That’s when the wry (but polite) post-it note was written, which just goes to show you that every now and then an unexpected tactic might just work.

* * *

The visit to the doctor felt like an interstitial in an Inspector Clousseau skit.  I had crowdsourced a good doctor from my Paris network, one who had a decent command of English, though I made the appointment in French.  I made the mistake of not asking how to find the place (surely an address is good enough?) and when I walked into the vestibule of the apartment building that was the address for my doctor, I searched in vain for signage that would indicate my desired destination.

Not quite willing to admit defeat yet, I decided to climb the stairs (surely the doors will be marked?).  But by the time I reached the 3rd floor (American 4th) I realized that this was a fool’s way to figure things out.

Humbled, I turned around and went all the way back down the stairs.  Thankfully, on the ground floor, a resident was having her door locksmithed and I asked if she knew where the “medecin” was (on a side note, “doctor” is one of those words in French that doesn’t change ending whether you put a “le” or “la” in front of it).  She responded insouciantly (as if she gets this all the time) that “all the doctors are on the 5th floor.”

Bingo.

I took the elevator up to the 5th floor, found her office and checked in, roughly ten minutes after my original appointment time.  Ten minutes after that, I heard a gentle, “Monsieur Heiner, S.V.P” from the hallway and went in.

Her room was cheery and welcoming and full of books.  I felt like I was in a comfy study, not a doctor’s office.  She took out a clean sheet of paper, wrote my name down at the top, drew a straight and clean black line under it, then looked up at me, smiled, and asked how she could help me.

“Puis-je parle avec vous en anglais?” I queried.  She smiled down her glasses at me.  “Yes, of course.”  “I just don’t have the vocabulary to speak well about my health in French.”  She nodded.

Ten minutes later she was asking for my Carte Vitale and 40€.  The carte goes into a card reader just like a chip-and-pin card, but with no pin.  “Cash or cheque?” she asked.  “Oh, you don’t take bank card?”  “Non,” she gave the slightest of pouts and shook her head.  “Is this the case for all medical appointments?” I asked.  “Non, it is a choice,” she said.  I had just enough cash on me: “You cleaned me out,” I laughed.

On the way out she handed me a form which designated her as my “medecin traitant” which in American parlance is “primary care physician.”  Getting this form to La Ram/RSI would make sure I got properly reimbursed.

I was off to the lab after that for some testing and I thought I had understood her directions about how to get there (it was in the same structure, just down a different hallway) and 7 minutes and a few dead ends later I was in front of the receptionist at the lab.  Twenty minutes and roughly 10 glasses of water later, I was prepared for my lab work.  When it came time to draw my blood, the nurse gazed at all the vials which had been set aside for me (around 11) and asked if there was a reason I needed all the tests.  I responded in French that I hadn’t been to a general doctor for 2-3 years and I figured why not check on everything?  We both laughed.

I went back to the waiting room and five minutes later the receptionist called me.  A swipe of my Carte Vitale and 80€ on my bank card later, and I was done.  I went home, dropped the form for my new “medecin traitant” in the mail, and went back to my day.

Two weeks later, to the day, an envelope arrived in my mailbox.  I had completely forgotten that I had some money coming back.  There was a check for 15€ against the 40€ I had paid for the visit, as if even 40€ was “too much” (as an aside here I’ve mentioned in the past that you can acquire a “mutuelle” policy that tops up even this copay so you are 100% reimbursed all the time, but I don’t go to the doctor enough to add that extra cost to my budget).

My first encounter with the French medical system: easy, painless, friendly, efficient, and inexpensive.  Against the roughly 700€ a year I pay to cover my national health insurance, not too bad.

Troubleshooting: Internet, Leaks, and Hot Water Heaters

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There are things that are very simple in France.  One of my favorites is the “set it and forget it” autodebit for most of your recurring expenses: your EDF (electricity bill), UGC pass, or your mobile phone, just to name a few.  Then there are those things that are not so simple, like getting internet.

Running water or internet?  Internet, please.

Now, I had been a bit misled on this point because establishing ultra-high speed Fibre internet at my chambre de bonne, the shoebox in the sky in the 17th where I spent my first year in Paris, had been a breeze.  I gave the internet company the necessary information, they scheduled the installation, and on the appointed day, the technician (with an apprentice) showed up, ran the wire, gave me the router, and just like that, I had some of the fastest internet in France.  Something no one ever tells you is that before you go in (or online) to establish service, you’re going to need a little code that’s just outside your apartment door.  This tells your internet provider the “location” of your apartment within the complex web that is the Parisian building ecosystem.

When I moved to the apartment I was in now, I told my landlady that I wanted the fastest internet possible.  Her first move was to ask the existing internet provider, named Free, to up the speed to Fibre.  They first sent a technician to run the wire, and then he told me when the box came it would simply be plug-and-play.  It was not.  After 2-3 weeks of back and forth on the phone and my at-the-time dreadful French (I would use phrases in French like “I am running the white wire into the green square in the back of the the black box” which I would have easily said in English as “I’m running the fiber into the incoming slot on the router.”) I gave up on Free and ordered Bouygues.  They turned out to be even more incompetent (how is this possible, I wondered) and I gave up on them faster than I gave up on Free – only giving them about a week to work.  SFR was the one who originally hooked up my Fibre back when I was living in the 17th, and so I told my landlady to order SFR.  And, just like that, I had high speed internet within a week.  SFR has been my mobile provider since I arrived and has been the most reliable internet provider I could have hoped for.  This is to say nothing of the fact that my mobile plan allows me to use my data and phone in the USA when I visit (allowing me to cancel my T-mobile mi-fi subscription, which I mentioned here).

Degats des eaux (Leaks)

So, one thing we all have in common in Paris is stories about leaks in our apartments.  When I first arrived I listened in horror as a date told me that she had had mold growing in her bedroom due to a leak for over a year and had a landlady who refused to work on the issue for her.  I’ve had a Canadian friend who persevered through numerous challenges here but finally gave up when the roof of her apartment caved in due to a leak from the upstairs neighbor.  And I myself have three different leak stories.

The first one is from my upstairs neighbor who is the near opposite of a model neighbor (think “likes to have loud parties on weeknights until 03h00”).  He was away in Brazil when a leak started to come in from, quite obviously, his shower, which is above my bathroom.  He sent in a friend to examine the issue – and his tenant – a nice Dutch kid who I was acquainted with, was very understanding – and I let him use my shower and bathroom while we tried to investigate the leak.  It kept coming, but at a very slow rate, so we figured that there must be something wrong in the walls.  He had planned a complete gutting of his apartment in 6 months, so he wanted to delay destroying the walls of his shower to fix the problem until then.  As the leak was intermittent, and I didn’t see an effective way to press the issue (a tenant, not an owner, going to war with the syndic over a slow leak dispute with an absentee owner – that just sounded exhausting) so I waited patiently.  It would be another 6 months before the relevant paperwork had been completed (his insurance people came to visit, my insurance people came to visit, I had a handyman come out to estimate – he told me I would need to wait at least 3 months after the leak ended so that the walls could dry so that he could then strip and repaint).  And my upstairs neighbor was in denial the whole time that he was at fault, until one day he, myself, and my next door neighbor, Martine, who really had some words with him during the summer of renovation, went up into his apartment.  I pointed out to him the rusty main pipe which clearly was the source of the leaks.  He had been looking in the wrong place.  He immediately quieted down and never said anything more on the subject.  Eighteen months after the leak had started, the bathroom was restored, repainted, and frankly, was even better than before – as there was a new main pipe which had been run all the way from my apartment into his.  About halfway through this process, sometime in 2015, I learned what all people in Paris who have apartments must know: this is normal.  And franchement, I had it pretty easy, as even though it was something to “endure,” I wasn’t out of pocket for anything – my neighbor’s insurance picked up the bill for the renovation of the bathroom, and the Syndic paid for the new main pipe.  And I learned something essential to know when living in Paris: a leak is always going to take a long time to solve.

The second leak occurred while the last story I told you was still in progress.  My downstairs neighbor Virginie, who I’m on very good terms with (you can really bond with your good neighbors in common opposition to the bad ones), rang my doorbell at 06h00 one morning.  I sleep like the dead so I’m rather surprised I heard the doorbell at all but she had been pressing it for a while and when I showed up looking like I had just gotten out of bed, she asked me to “Please turn off your water.”  I simply obeyed her and gently turned the master water cut-off for my apartment.  I then followed her downstairs and stared in horror at her bathroom ceiling.  It had partially collapsed and was raining water.  This wasn’t an ongoing leak, but rather looked like a bunch of water that had accumulated and finally broken through.  My eyes mentally went up into my flat and I realized that the items above that part of her bathroom were my washing machine, kitchen sink, and dishwasher, all potential culprits.  The likeliest one was the washing machine, which had been installed some months before.  Perhaps a leaky slow drip?  The plumbers for our building came later that morning (after they too, woke up) and discovered that yes, the people who had installed the washing machine had failed to tighten something, leading to a slow drip which, after 6 months, had destroyed Virginie’s ceiling.  Another series of insurance visits later (I was becoming a pro) I found out that due to the repair costing less than 1000€, that the Syndic (or was it Virginie’s insurance?) would be taking care of the repairs – I was off the hook.  Given that I was already developing the maturity from my own painful leak at this time, I took this one fully in stride.

I won’t bother you with the story of the third leak – suffice to say, I’m a leak expert 🙂

Chauffe-Non! (my hot water heater – chauffe-eau – breaks)

Last Saturday around 10h00 I got into my shower, only to discover that the hot water refused to come on.  After two minutes of penance in cold water, I got out to investigate.  My E.L.M. Leblanc water heater had a blinking red light, which could only mean one thing: it had finally died.  I say “finally” because last summer it had had a major “illness” and the repairman at the time stated that it was on its last legs.  My landlady, understandably, who had watched my oven, dishwasher, and washing machine all break down over the years (to be fair, she purchased the apartment in the mid 90s, so the fact that we were replacing in the mid 20-teens was to be expected) and then replaced them with brand new appliances, was reluctant to drop the nearly 2500€ that a new water heater would cost.  But alas, that’s what she ended up paying today when the same repairman was back, took out the old one, ostensibly to give it a decent burial, and put in one that resembled, rather like my washing machine, a spaceship.  It even had a wireless controller that uses your daily schedule to optimize the energy usage of the machine.

* * *

There’s a few things to note here.

I have an exceptional landlady.  She’s always been there for me.  I’m sure she can’t have been happy about having to replace all these items, but she knows their breaking had more to do with their age than anything I did, and my patience with these issues and her diligence with all the repairs have made for a winning team.  It doesn’t hurt that I’ve befriended all the best neighbors and always pay the rent on time, and agree on marginal increases in rent each year.  I don’t take for granted that I live in one of the best locations in the city, in the heart of the 2nd.

I have wonderful neighbors.  While my neighbor upstairs likes to pretend he is the only one in the entire building, my next door neighbor and downstairs neighbor are great people, and I’ve hosted them for dinner at my place, where they got to try my signature ginger sesame chicken on rice.  Getting to know your neighbors in Paris is a choice, but it’s a wise one considering how often you might need them (or they might need you – Martine rang me up at midnight to let her into our building a few weeks ago because the pin pad for our building was on the fritz, and she couldn’t get in).

All of these are happy endings.  As I noted above, I’ve had friends finally give up on Paris after one incident too many regarding housing.  As you’ve read before on my blog, life in a foreign country is challenging enough without everyday incidents on top of them.  Americans are used to – by and large – being able to call and get these things fixed tout de suite, because the only thing that matters in that country, other than the state of the Kardashians, is the customer always being right, whereas in the most recent incident regarding my hot water heater, I just started laughing when I saw the blinking red light, as it was SATURDAY and there would be no one who would come out to my place to fix the hot water heater.  I knew I would just have to wait until 09h00 Monday morning, and I and my guests ended up taking showers at Virginie’s over the weekend.  Which reminds me, I need to bring her some speculoos cookies from Belgium, where I am writing this.

Like quicksand, the more you struggle, the worse it will be.  Last year I started doing mindfulness meditations using Headspace (here’s a link for “take 10” which gives you 10 free meditations to try it out) and it only helped reinforce a personal rule that, like the large breakfasts I cook, is out of place in France: refusing to complain.  I won’t even allow myself to complain in my head, privately.  Complaining accomplishes nothing (when you say this to French people 1 out of every 4 or so will cite some “scientific study” in which it was shown that complaining helps you be less stressed.  Color me skeptical.) and actually I think complaining makes things worse.  In all of your challenges in French life – not just with immigration but in living in apartments, it’s always best to remember how very first world these problems are.  So your hot water heater is out.  Boo hoo.  At least you have running water into your Parisian apartment.  So there’s a leak.  Big deal.  Get over it.  Your internet isn’t working.  Wah.  Go to a Starbucks and get it for free in the meantime.

Don’t focus on your problems.  Focus on solutions.  Doing so gives you more time to wander in the Louvre, enjoy a coffee, and walk with a friend through our picturesque streets and parks, which are some of those simple pleasures that I wish everyone in Paris could enjoy as often as I do.

Three Years On, Part IV: Where is home for the immigrant?

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A few days ago I began my fourth year in Paris.  I wanted to use the milestone to share some reflections on how I have changed and ongoing tips on how to make the move yourself.  This is the final article in a series of four.  Here are the first, second, and third.  

“It will be nice to be home for a month, right?”  My friend smiled, expecting an affirmative rejoinder.  I smiled too, as I knew what he meant, but I gently replied, “The US is home for my family, but Paris is my home now.”  He nodded, though his countenance said, “I want to talk to you more about that sometime,” and I’m sure my smile betokened a willingness to do so.  But I haven’t fully articulated through those thoughts, even mentally, until recently.

My recent month Stateside was full of activity – one sister got married at the start of it and another one had a baby at the end of it and all the while I carried on running my businesses while catching up with old friends.

Home.  In the seven years I lived in Kansas City it wasn’t long before I felt that warm sensation upon returning there from a trip.  Home was near family.  Home was where my friends lived.  Where my business was growing.  Where my staff worked.  Home where was where my bed was – where I had a fireplace and where I could quietly cook breakfast.  But as I look at these characteristics, even now, I realize I am describing comfort.  And yes, a component of home is comfort.  But that’s only part of it.  That’s the present.

Home.  There’s also the past.  You need to feel a rootedness and a belonging.  But that was a tenuous position for me in KC.  Yes, I finished an undergraduate degree there and built a productive company.  But it was self-made.  Perhaps that desire to connect with the past was why I loved St. Louis so much.  Not only did I have relatives buried in that city, but in the one year I lived there I felt the comfort of knowing that when a branch of my family had emigrated from Europe (from England, Ireland, and Alsace), that they settled in Southern Illinois and the St. Louis area.  Yes, Kansas City was in Missouri, but the St. Louis side of the state was actually tied up with my family history too.  Rootedness and community – people who know your name, your habits, your history, and your family.  That’s home too.  That’s the past.

Home.  Home is the future too.  I have some truly lifelong friends in KC that I cherish time with whenever I visit.  As I built my life in that area all sorts of ideas were mooted as I considered a lifelong stay.  The University of Missouri at Kansas City had a fully funded Ph.D. in Entrepreneurship that would have offered a leisurely career in academia, but it didn’t excite me, and given my experience teaching a couple semesters as an adjunct in an MBA program, it was clear that the hierarchical setup in a university setting wasn’t for me.  I considered politics (a sure indication of the naive 20-something) because I held (and still hold) practical nonpartisan civic planning principles that I think have wide appeal.  I thought about buying into businesses, and went so far as preliminary discussions with some principals of those companies.  But none of it inspired me in the visceral manner that Paris did.

Home.  Knowing you are where you belong now, with roots in the past, and a future to look forward to.  That all comes together for me in Europe, in Paris, deep in my bones.

* * *

Two weeks ago I visited the Museum of Immigration out on the edges of the 12th.  It’s a remarkably ugly building, but the exhibits and information are good, particularly in explaining the flow of different immigrants to France – some for reasons of war and violence, others for economic betterment.

As I took in the mountain of data I considered my own case.  I wasn’t fleeing war, as so many are in Europe these days because of incoherent US-led actions and policies that managed to destabilize the Middle East and North Africa.  I wasn’t seeking a better life economically.  Indeed my experience at the time of just selling a business should have encouraged me to stay.  I had moved to a US city with no connections, and with some of my own funds, a couple investors, and a co-founder, built a company from nothing to one that successfully sold and transitioned to a new owner.  I could simply wash, rinse, and repeat if I chose, with little interference and regulation from the US government.

There was also my family’s disapproval.  They, who had already considered me an absentee uncle and brother would be even more aggrieved.  But that was in part my fault for not successfully explaining to them before how differently I weighed my own personal desires and ambition against family and community pressures.

When I immigrated to the United States in 1988, I was already a citizen, but the move wasn’t my choice.  In 2013 I came to France as a noncitizen, but entirely by choice.  And like many immigrants before me, I jumped through legal hoops while setting up the infrastructure for my own businesses to be based in my new country.  I didn’t come here to “get a job.”  I came here to build a life.

I’ve always been an optimist, but it’s only recently I’ve realized that immigration – of whatever kind or character – is a supreme act of hope, not just for the “better life” which is, seemingly the only reason ever mentioned in news stories about immigration, but because it is such a big ask to make and create a new home.  Getting a new job, a new house, learning the ins and outs of a city – these things are not so hard.  But building another home – tying those long, colorful, and winding threads of past, present, and future into a coherent tapestry, that’s hard.  That’s perhaps why those of us who weren’t born here love it so much, because we don’t take any part of this experience for granted.

As the year ends, I would challenge you to consider whether you are truly living at “home.”  And if not, why not?  2017 is waiting to challenge you.

The photo is from my own instagram feed, from the day I officially moved out of America, December 10, 2013.

Book Club: My Life in France, by Julia Child

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Julia Child is best and rightly known as the woman who brought French cooking to America in an accessible and sensible way. You may know her through her recipes and her famous TV show, but this book, My Life in France, is all about the woman herself – her life in Paris and Marseille, and other places throughout Europe as WWII ended and the Cold War began. You would hardly guess that she worked for the OSS, which was the forerunner of today’s CIA – but in a way that’s believable as she really did “infiltrate” into an American kitchen that was focused on frozen foods and items you could make out of a box or tin.

It was also fascinating to hear her describe the French and their ways – it reads like it could have been written today, even though Julia is describing post-war France, almost 60 years ago!

Here’s a story she recounts about her sister Dort and struggles with French:

“Monsieur; voulez-vous couper mes chevaux avant ou apres le champignon?” The hairdresser looked at her quizzically while the ladies under the hairdryers broke into laughter. What Dort had been trying to so earnestly ask was: “Sir would you like to cut my hair before or after the shampoo?” But it came out as: “Sir, would you like to cut my horses before or after the mushroom?”

She also reflects on the reason why she felt so at home in this country:

“I looked out the window. I had come to the conclusion that I must really be French, only no one had ever informed me of this fact. I loved the people, the food, the lay of the land, the civilized atmosphere, and the generous pace of life.”

On the French attitude towards “modernizing,” which I laughed out loud reading:

“The individualistic, artisanal quality of the French baffled the men Paul called the “Marshall Plan hustlers” from the USA. When American experts began making “helpful” suggestions about how the French could “increase productivity and profits,” the average Frenchman would shrug, as if to say: “These notions of yours are all very fascinating, no doubt, but we have a nice little business here just as it is. Everybody makes a decent living. Nobody has ulcers. I have time to work on my monograph about Balzac, and my foreman enjoys his espaliered pear trees. I think, as a matter of fact, we do not wish to make these changes you suggest.”

Indeed – it is this contrarian view against the rush of globalization and frenetic intemperance combined with a balanced attitude of “enough” that attracts so many of us to France.

Of course, this is a book by Julia Child and you will find yourself, if you have even the slightest inclination towards cooking, jotting down recipes or tips she casually sprinkles throughout the book.

It’s a great read, with quite a few photos, many of which were taken by her loving and devoted husband Paul Child.

A version of this article originally appeared on my Goodreads page.  If you like what I wrote here, consider tipping.

Three Years On, Part III: Cost of Living

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Next month I begin my fourth year in Paris.  I wanted to use the milestone to share some reflections on how I have changed and ongoing tips on how to make the move yourself.  This is the third in a series of four.  You can find the first one here and the second one here.

People are always a bit shocked when I say it’s “not that expensive” to live here.  I say that because I am thinking of places like NYC, SF, Tokyo, Hong Kong, London, etc. where it really is shockingly expensive to live.  Paris isn’t, and rather than just tell you my “feelings” I have put together a spreadsheet for you based on my basic expenses across the last 3 years (I have not included weekend trips/vacations because that really varies per person).

Category Year 1 (2014) Years 2-3 (2015-2016) Comments
Rent 8 m^2, 650€/mo 39 m^2, 1350€/mo both apartments furnished
Location 17eme 2eme I don’t see the point of living in the suburbs; Paris is worth paying for.
Taxe d’habitation n/a 80€/mo once you switch to a working visa you are fully responsible for this
Utilities & internet 40€/mo 80€/mo sometimes these are included
Food 100€/mo 200€/mo in Year 1 that was 90% canned, whereas now it’s 100% fresh
Cellphone 70€/mo 70€/mo I’ve never skimped on this because I make a lot of calls to the US and travel in Europe a lot. This package comes with unlimited calls to the USA and 20 gigs of data which I can use anywhere in Europe AND the USA.
Health Insurance 35€/mo 70€/mo I now participate in the French Health care system so those payments are quite a bit more than my “foreigner’s insurance” (roughly double) but it means I am fully covered.
Renter’s Insurance 20€/mo 22€/mo some landlords don’t require this, but the prefecture almost always does.
Metro 25€/mo 75€/mo In my first year I just tried to make do with the occasional ticket purchase, but it’s just too much nuisance. I don’t use the metro all the time, but the annual pass gives me access to all of Ile de France for free on the weekends
Legal and Accounting 100€/mo 100€/mo Unless you possess a very special set of skills you will need help filing your French tax return as well as dealing with specific questions on your dossier for the prefecture
Etc 100€/mo 200€/mo this is for haircuts or clothing or spending money and varies per person.   I’m a single male in my 30s with strong minimalist tendencies, so keep that in mind.
Monthly Totals 1140€/mo 2197€/mo you can see that as a visitor, it’s not a big burden if you’re willing to sacrifice (e.g. canned food), but when you’ve decided to settle in here, it’s going to cost a lot more.
Annual Totals 13680€/year 26364€/year The French government will require access to more than 13k€ per year for the long term stay visa. I’m just pointing out you won’t actually need more.

What are some expenses you didn’t plan for?  Feel free to share in the comments below.